Business Insurance That Protects What You’ve Built

Business insurance and group health scheme advice — Dodd Insurance NZ

Your business is one of your most valuable assets, and protecting it properly is essential. We help you understand your risks, compare insurers, and choose the right cover to safeguard your people, income and operations.

Business protection and employee health cover guidance — Dodd Insurance

What Business Insurance Covers

Business insurance can include:

  • Key Person Cover: protects your business if a key employee or owner can’t work

  • Debt Protection: covers outstanding business loans

  • Group Health Schemes: supports staff wellbeing and reduces downtime

  • Shareholder Protection: provides funds to buy back shares if a shareholder passes away or becomes seriously ill, helping remaining owners retain control and maintain business stability

We help you choose the right combination of cover so your business stays protected.

Why Business Insurance Matters

Unexpected events can disrupt your business quickly. The right insurance helps you:

  • Protect key people

  • Cover business debts

  • Maintain cashflow

  • Safeguard assets and equipment

  • Reduce financial risk

  • Support business continuity

Whether you’re self‑employed or running a growing team, tailored cover keeps your business resilient.

Group Health Schemes for Your Team

Group health insurance is one of the most valued employee benefits in New Zealand. It helps your team access faster treatment, reduces sick days, and supports staff wellbeing - all under a single employer‑arranged policy.

We help businesses set up group health schemes that offer:

  • Faster access to private surgery and specialists

  • Diagnostic tests like MRI, CT and ultrasounds

  • Group discounts compared to individual policies

  • Cover for pre‑existing conditions for larger groups

  • Simple onboarding and ongoing support

Group schemes are increasingly common across NZ workplaces, supporting both staff wellbeing and business productivity. Whether you’re a small team or a growing business, we can help you design a scheme that strengthens your people and your business.

How We Help

We make business insurance clear, practical and personalised.

  • Compare leading NZ insurers

  • Explain your options in plain language

  • Help you protect key people and income

  • Set up group health schemes for your team

  • Review your cover as your business grows

  • Support you fully at claim time

Ready to Protect Your Business?

Your business deserves strong protection. We’re here to help you choose the right cover.